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Claim denied by Insurance? - builders risk insurance florida

They had insurance risk of a builder is to provide the housing, the foundation broke erect wall during the 3rd Day of the foundation wall was not built according to plan, he has sued the developer, architect and surveyor. My insurance refuses Calim. I think it is worthwhile to repair or rebuild and recover, or continue my producer. He also refused to pay my rent, even though I lost the use of property coverage. Nevertheless, I can apply to the reconstruction, repair of the foundation walls, or do I pay the rent until he fixed to the wall.